Have questions about quick loans? Call our team on 1300 242 274 and we’ll be happy to help.
Enter the fast lane and apply for a quick loan online using our secure application process.
Apply NowTo ensure quick loan approval, check that you meet our minimum requirements. You must:
Earn at least $250 per week
Be at least 18 years old
Be an Australian resident
Have a bank account in your name
Have 100 points of ID ready
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The first step to getting a quick loan online is to review your options and make sure that they match your needs. Many online lenders offer 'quick loans' but you need to be sure that they offer the features, flexibility and loan amounts that you're looking for.
Also be on the lookout for quick loan reviews and case studies. A lender that shares testimonials showing the experiences of real customers will go a long way in offering peace of mind for your own experience.
At Club Money, we offer flexibility and friendliness as part of our quick loans service. We’ll happily negotiate your repayments if you notify us of any problems at least 12 hours before the payment due date – saving you potential fees and charges!
If you’re confident that your quick loan provider is a good fit, then you’re almost ready to apply. But first, you should look at the fine print and any loan requirements in detail. Double check things like lending policies and potential fees and charges. Reconsider any lender that is not upfront about this information.
At Club Money, our application process is simple. Just ensure that you meet our lending criteria, understand our policies and get your ID and banking details ready – then you’re good to go! Our online application process takes just a few minutes to complete.
Once we have received your quick loan application, we’ll review it to verify that you meet our lending requirements. Note that we do take quick loan applications on the weekend, but it will be reviewed the next business day.
After your application, the next step is to await loan approval. This process can take as little as 30 minutes during business hours as our team will need to receive and review your application.
The easy application process for a quick loan is in contrast to personal loans or credit cards with the bank. Applications for large credit with a bank can take a while as they check your details, credit history and references. But with a quick loan from Club Money, we make our assessment based on your current financial situation rather than relying on credit history information. This simplified approval process is one of the biggest advantages of a quick loan over other forms of credit.
Ensure that your Club Money loan approval is quick by applying during our regular business hours, between 9am and 5pm weekdays. Also, take care to ensure that your application is 100% accurate and entirely complete. Then be ready to sign any documents or provide any additional information we need as part of your application.
So, let's say you've applied, sent off your documentation and have now been approved for a quick loan with Club Money. The only thing left to do is relax knowing that money is on the way!
But how long will you have to wait? This all depends on your bank, but some past Club Money customers with Australian banks such as NAB, Westpac and Commonwealth Bank have received their money in two hours or less. Note that in some cases, customers with their preferred account with smaller banks and credit unions may need to wait a day or two.
If you have applied late in the day, then we will release your funds when we conduct our final banking before 5pm. If you apply for a quick loan around this time, then you can expect our team to send funds the next day, if your application has been successful.
And the final step? Enjoy your cash! There are many ways to enjoy a quick loan; it might be the relief that comes with access to emergency funds, or the joy of having a bit of extra cash to spend on your holiday.
Remember to always meet your scheduled repayments so that your loan experience is enjoyable as possible. It's a good idea to mark your calendar with repayment dates, or set yourself electronic reminders. Also consider setting up a weekly budget so that you are never caught short and can pay off your loan as soon as possible.
But we understand that personal circumstance can change. Unexpected expenses pop up which can delay your ability to repay. If this happens with your Club Money loan, make sure you notify our team at least 12 hours before your next repayment date. In these cases, we are often able to negotiate your repayments and help you avoid any late penalty fees.
Urgently need cash? Stop fretting and apply for a quick loan from Club Money – the easy, fast loan solution. Get those unexpected expenses paid and that emergency dealt with, fast!
Have more questions? No worries. Just give our team a call and we’ll be happy to help. Or, if you’re ready, apply for a quick loan online today.
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Fax 03 9663 2217
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Recommended Resources
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
